---
updatedAt: 2025-03-13T20:26:24.000Z
agentTools:
  projectIndex: https://mifinity.readme.io/llms.txt
---

# Difference between PAC & PMC ?

* PayAnyCard - where a defined payable funds amount can be sent in the Source Currency (EUR)
* PayMyCard - where a defined payable funds amount can be sent in Any Other Local Currency

## Pay Any Card Example:

1. Merchant wishes to send EUR 100 to a customer in the preferred currency of the cardholder's card (EUR = Source Currency) .
2. MiFinity debits the merchant's account with EUR 100 and sends instruction to pay cardholder in the FX equivalent currency of the cardholder's card.

## Pay My Card Example

1. Merchant wishes to send exactly GBP 85 to a customer.
2. MiFinity sends instruction to pay cardholder GBP 85 and debits the EUR equivalent from the Merchant's EUR source account balance.